About Us
A Modern Approach to Building and Protecting Wealth
HWM Financial Planning was established with a clear purpose: to help clients build, manage, and retain their wealth through expert advice and long-term relationships.
As part of Just Mortgages Direct Limited and The Openwork Partnership, we operate within a strong, well-established network—providing structured, high-quality advice supported by robust research, governance, and oversight. This ensures our clients benefit from consistency, reliability, and confidence in the recommendations we provide.
Founded on Experience and Expertise
HWM Financial Planning has two experienced advisers, Graeme Moorhouse and James Price, who have a shared vision of delivering a more personal, forward-thinking financial planning service.
They are both recognised for their insight and expertise, regularly contributing to media outlets including BBC News, industry podcasts, and other platforms. Their experience allows them to provide clear, informed guidance in an increasingly complex financial world.
Personal Advice, Built Around You
We specialise in delivering tailored financial advice that reflects your individual circumstances, ambitions, and long-term objectives.
No two clients are the same—and neither are our plans. We take the time to fully understand your financial position and what you are looking to achieve, before creating a strategy designed specifically for you. Our advice is designed to evolve as your life and financial situation change, ensuring you remain on track over the long term.
A Collaborative Approach
We believe the best outcomes are achieved through collaboration.
That’s why we work closely with a trusted network of professional partners, including accountants, solicitors, and estate planners. This joined-up approach ensures that every aspect of your financial life is aligned—providing clarity, efficiency, and peace of mind.
By coordinating advice across multiple disciplines, we help you make more informed decisions and avoid unnecessary complexity.
Relationships That Go Beyond Advice
At the heart of HWM Financial Planning is a commitment to building lasting relationships.
We are not here for one-off transactions—we are here to support you over the long term. As your circumstances evolve, we work alongside you to adapt your financial plan, ensuring it continues to reflect your goals and priorities.
Our clients value having a trusted adviser who understands their situation and can provide consistent, thoughtful guidance at every stage of their journey.
The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.